We believe that continuing guidance and education are essential building blocks for a sound financial plan. Being compensated on a fee-only basis allows us to be accessible, objective and to make decisions with only your best interests in mind. Our raison d’être is to help you realize your life-long financial goals.
Affiliations and Education
As members of The National Association of Personal Financial Advisors (NAPFA), we are required to meet rigorous Continuing Education requirements. In fact, NAPFA has imposed requirements that are more stringent than those of the Board of Certified Financial Planners. NAPFA requires adherence to a strict Code of Ethics. Members maintain a fiduciary responsibility to their clients…a relationship of utmost trust and confidence.
Many advisors and salesmen who sell products use the term "fee-based" to describe their method of compensation. What this actually means is that, in addition to a commission received, they are also charging a fee for some of the services that they provide. While this may seem like a subtle distinction, in practice, when one has a hammer in their hands, everything starts looking like a nail. For example, a life insurance salesman is in a position to offer a range of products to solve just about any financial need be it retirement income, a savings vehicle or education funding. As a guard against an untimely demise, pure life insurance is unrivaled…in many other circumstances, there are far more elegant solutions.
Whether your goal is to put the children through college, buy that condo on the golf course or retire in the comfort that you’ve always envisioned, a consistent, methodical and proven approach will allow you to realize your objectives.